What Are Cookies and Tracking Technologies?

Cookies are small text files that websites place on your device when you visit them. They're basically a way for websites to remember you between visits.

We also use similar technologies like web beacons, pixels, and local storage. These work differently than traditional cookies but serve similar purposes—they help us understand how people use our educational platform and improve your experience.

Think of cookies as bookmarks that help our site remember your preferences. When you come back to zarquentelva, we can pick up where you left off in your budgeting skills journey.

Types of Tracking We Use

We've categorized our tracking technologies into four main types. Each serves a different purpose in helping us provide quality financial education.

How We Use Tracking Technologies

Here's what actually happens when you use zarquentelva.com:

Course Progress Tracking

We remember where you are in your budgeting courses so you can pick up exactly where you left off. This includes which modules you've completed, quiz scores, and learning milestones you've reached.

Platform Performance

We monitor how fast pages load, whether features work correctly, and where technical issues occur. This helps us fix problems quickly and keep the learning experience smooth.

Content Personalization

Based on your interests and learning style, we can suggest relevant courses or resources. If you're focused on debt management, we'll highlight related materials that might help you.

Communication Preferences

We remember how you prefer to hear from us—whether that's email updates about new courses, notifications about program milestones, or reminders about upcoming learning sessions.

• Maintaining your login session while you browse our educational materials
• Remembering items you've saved or bookmarked for later review
• Understanding which course topics generate the most engagement
• Testing new features to see if they improve the learning experience
• Measuring completion rates for different course modules
• Identifying technical issues that might disrupt your learning
• Providing relevant recommendations based on your educational goals

Managing Your Cookie Preferences

You have control over which cookies we use. Most web browsers automatically accept cookies, but you can modify your settings to decline them if you prefer.

Keep in mind that blocking all cookies will affect how zarquentelva.com works. You might lose access to personalized features, and some parts of our platform might not function properly.

If you block essential cookies, you won't be able to log in or access your course materials. Functional and analytical cookies are optional, but they significantly improve your learning experience.

Third-Party Tracking

We work with select third-party services that help us operate our educational platform. These partners may place their own cookies when you use zarquentelva.com.

For example, we use analytics providers to understand how students engage with our content. We use payment processors to handle course enrollments securely. These services have their own privacy policies that govern how they collect and use data.

We're careful about which third parties we work with. They must meet our standards for data protection and only use information for the specific services they provide to us.

Your Rights and Control

Under Australian privacy regulations, you have specific rights regarding how we track and use your information:

You can request to see what cookie data we've collected about you. You can ask us to delete this information, though doing so might affect your ability to use certain platform features.

You can opt out of marketing cookies at any time while still accessing our educational content. Essential cookies can't be disabled individually, but you can use browser settings to block all cookies if you choose.

We respect "Do Not Track" signals where technically feasible, though support for these varies across different browsers and devices.

Updates to This Policy

We update this policy occasionally as our platform evolves or privacy regulations change. When we make significant changes, we'll notify active users via email or through a notice on zarquentelva.com.

The "Last updated" date at the top of this page shows when we most recently revised the policy. We encourage you to review it periodically, especially if you have concerns about how we use tracking technologies.