We track what happens after someone learns to budget. Not guesses or theories—actual outcomes from thousands of people across Australia who've changed how they handle money.
Because knowing what works helps us teach it better. And it helps you decide if this is worth your time.
Most people who stick with budgeting for 90 days report feeling less stressed about bills. That's roughly when the habits click and you stop needing to think about every decision. It's not magic—it's repetition.
We've had 19-year-olds and 67-year-olds go through the same program. The younger ones pick up apps faster. The older ones are better at sticking to plans. Both groups end up in similar places after six months.
People earning $45K face the same behavioural challenges as those earning $120K. The numbers are different but the patterns are identical. Spending creeps up to meet income unless you actively manage it.
Tracking expenses for two weeks straight. That's the strongest indicator we've found. If someone can do that, they usually complete the full program. If they skip days early on, they tend to drop off.
Two people spend most of their time analysing what works and what doesn't. They review every survey response, track long-term outcomes, and figure out which teaching methods actually help.
Declan tracks completion rates, dropout patterns, and post-program behaviour. He's the one who noticed that people who budget on Sundays stick with it longer than those who do it mid-week. He also maintains our anonymous participant database and handles all the privacy compliance stuff.
Sienna designs our follow-up surveys and conducts phone interviews with past participants. She's built a system for tracking financial stress levels over time and comparing them across different demographics. Her research directly shapes how we teach budgeting concepts.
Our next intake opens in August 2025. If you're curious about learning budgeting skills with a group that's being tracked for research purposes, we'll share more details about what to expect and how it works.